Unauthorized Practice of Public Adjusting Trends

Originally published by Chip Merlin.

Unauthorized Practice of Public Adjusting (UPPA) has become the predominant discussion among public adjusters at virtually every public adjuster association meeting I attend. Brian Goodman, general counsel for the National Association of Public Insurance Adjusters (NAPIA), said that UPPA is now the most important issue facing public adjusters because licensing of the profession is accepted in almost every state and even recognized in Model Legislation with the National Association of Insurance Commissioners.
The unauthorized practice of public adjusting is a serious problem because when it occurs, consumers of insurance are harmed. Robert C Baker III delivered a paper and a speech on Saturday that crystallizes the issues. Baker’s paper, The Costs of the Unlicensed Practice of Public Adjusting: A Legal and Economic Analysis, was the winning submission of the Paul Cordish writing competition sponsored by NAPIA. His speech was even better than the paper.

Baker’s introduction states the…

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