Is All Damage Caused By Sewage or Water Infiltration Excluded By My Homeowners Insurance Policy?

Originally published by Paul LaSalle.

Homeowners insurance policies ordinarily exclude losses caused by water or sewage which backs up through sewers or drains. Does it follow that all water or sewage that infiltrates a home through sewers or drains constitutes excluded back up? In Windows v. Eerie Insurance Exchange,1 insureds brought an action against their homeowners insurer to recover for… Continue Reading

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