False Or Fair? How To Tell If You’re Getting What You Deserve With Workers’ Compensation

Originally published by Bob Kraft.

If you have been hurt at work, you may incur thousands of dollars in medical bills or more. You may also have to deal with the prospect of not being able to work either on a temporary or permanent basis. The good news is that you may be entitled to compensation for medical bills and for lost wages. How do you know if you are getting a fair settlement in your workplace injury case?

Have You Followed Proper Procedure?

Getting your workers’ compensation claim approved is much easier if you tell your employer about the injury right away. It shows that the injury happened at work and that you sought treatment as soon as possible. You should also gather witness statements and other evidence that supports your claim. Otherwise, the insurance company may deny your claim on grounds that you weren’t hurt at work or that you exaggerated the severity of the injury.

Was the Settlement Consistent With State Law?

State workers’ compensation laws set guidelines as to how much compensation a worker may be entitled to. The law also says how long a worker must be out before qualifying for benefits and when those benefits may be paid out. If you are paid less than what state guidelines call for, it may be a good idea to talk with an attorney, like the professionals at Rizzi Law Group, about your case.

How Can a Lawyer Help Assess Your Claim?

An attorney may have the knowledge and expertise needed to assess your claim and whether you have been treated fairly. Legal counsel may review the facts related to your injury, relevant state law and any actions taken by your employer and its workers’ compensation insurance company. If it can be shown that you were denied benefits or had your entire claim denied unfairly, it may be possible to pursue an appeal of that decision in court.

Are Your Medical Bills Being Covered?

Your medical bills should be covered in full by your employer. This may include co-pays and other upfront costs required before services can be rendered. If you are facing upfront or other costs related to your treatment, you should talk to your employer to have them waived. Otherwise, you may not be getting what you are entitled to under the law.

The workers’ compensation system is designed to help you get better after being hurt at work. If you feel like you have been treated unfairly or have any questions about your case, it may be a good idea to talk with an attorney today.

Author Bio: Emma Sturgis is a freelance writer living in Boston, MA. When not writing, she enjoys reading and indoor rock climbing. Find her on Google +

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