Monday, March 16, 2015

Breaking Down Boiler and Machinery Coverage

Originally published by Shaun Marker.


One of the lesser-known insurance contracts is the one especially designed to cover boilers. Boiler insurance or boiler and machinery insurance is a type of casualty insurance covering damage to property of the insured or of others for which the insured may be responsible, and for damages from personal injury or death of any person caused by the explosion or collapse of boiler.

We could spend days discussing the intricacies of boiler and machinery claims, but we will break the topic into a few posts here to give a general survey of a few topics and issues that arise in these claims. One of the questions that arise is whether there was an "accident" or "accidental breakdown" that is covered under the boiler and machinery policy.


In Lakeshore Marine v Hartford Accident & Indemnity Company,1 the escape of chlorine gas from a tank in the insured’s hydropneumatic chlorinator system was an "accident" within the meaning of the terms of the boiler and…


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Curated by Texas Bar Today. Follow us on Twitter @texasbartoday.






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