Friday, August 8, 2014

Vetting Fire and Smoke Experts – Falcon v. State Farm Lloyds Case Study

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As promised yesterday in Wildfire and Smoke Claims – A Case Burning With Issues That Public Adjusters Should Study, today’s post will be the first study from the recent decision in Falcon v. State Farm Lloyds.1 The initial question is how long has the expert has been doing what he is asked to do. The fire in Falcon involved a September 2011 wildfire in Texas.

How long was the company in existence before the fire?


This is what the trial court noted regarding one of the policyholder’s smoke experts:


According to Fields’ curriculum vitae, his education consisted of a high school degree completed in 1971 and five years of night school in the business school at the University of Houston. Subsequently, Fields worked in a variety of jobs including bank teller, bank purchasing agent, grocery store assistant manager, and sales manager. In 1995, Fields transitioned into real estate. Between 1995 and 2000, Fields built and sold office warehouse projects. Then in 2000, he became…


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